Terms and Conditions

Effective Date: 01/01/2025

Welcome to Tax N Tips. By accessing or using our website, services, or resources (collectively, the "Services"), you agree to these Terms and Conditions ("Terms"). If you do not agree, please do not use our services.

1. Scope of Services
   Tax N Tips provides tax, accounting, business advisory, and financial educational services. Our services may include consultations, resources, and informational content.
   We are not a law firm and do not provide legal representation. Information provided is for general educational purposes only and should not be considered legal, tax, or financial advice. You remain solely responsible for compliance with applicable laws, including filing obligations with the IRS and other government authorities.
2. Account Registration & Responsibilities
   To access certain services, you may be required to create an account and provide accurate, up-to-date information. You are responsible for safeguarding your login credentials and any activity under your account.
3. Payments & Refunds
   By purchasing our services, you agree to pay all fees displayed at the time of purchase. Refunds are only available for services not yet commenced. Once consultation, document preparation, or filing begins, payments are non-refundable. Administrative or processing costs may be deducted from any approved refund.
4. Client Responsibilities
   You remain fully responsible for all tax filings, payments, and compliance obligations. Tax N Tips is not liable for penalties, fines, or missed deadlines caused by your actions, inactions, or failure to provide accurate information.
5. Intellectual Property
   All content, tools, and resources provided by Tax N Tips are owned by MMALI Financial Services LLC or its licensors. You may not copy, distribute, or modify any materials without prior written consent.
6. Limitation of Liability
   To the fullest extent permitted by law: Our services are provided "as is" and without warranties of any kind. Tax N Tips shall not be liable for indirect, incidental, or consequential damages. Our total liability will not exceed the amount you paid for the services.
7. Dispute Resolution & Governing Law
   We encourage resolving concerns amicably—please contact us at our support email. If unresolved, disputes shall be resolved through binding arbitration in the United States, conducted in English. You waive the right to participate in class actions or jury trials. These terms are governed by the laws of the United States.
8. Termination
   We reserve the right to suspend or terminate access to our services for violations of these terms or misuse of our platform.
9. Changes to Terms
   We may update these terms from time to time. Continued use of our services after updates constitutes acceptance of the revised terms.
10. Contact Us
    If you have any questions or concerns, please contact us:
    
    Tax N Tips
    Email: support@taxntips.com
    Website: www.taxntips.com